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      Postal Address formats: unstructured and structured

      Postal Address formats

      Postal Address can be in structured or unstructured format. In the structured format the Postal Address must contain mandatory fields Country and Town Name. The fields Street Name and Postal Code are optional. The unstructured format only contains optional fields Country, Address Line 1 and 2. 

      If the Postal Address does not contain any mandatory elements required for the structured format, it is considered to be in the unstructured format. 

      Some example cases

      Street Name Postal Code Town Name Country Address Line1 Address Line 2 Format and used fields
      included included included included included included

      structured:

      • Street Name
      • Postal Code
      • Town Name
      • Country
      included included   included included  

      unstructured:

      • Country
      • Address Line 1
          included included included included

      structured:

      • Town Name
      • Country
            included    

      unstructured:

      • Country

      Changes in the future

      Until November 2025, Postal Address will be permitted in both structured or unstructured format. After that only structured format will be permitted. However there will be a years grace period and on November 2026 the unstructured addresses will be rejected by Swift and local RTGS.